Generalist or specialist?

We are specialists for the IT of the insurance industry. We have been offering IT consulting solutions and developing innovative software products since 2004.

Business Portrait Florian Schwandt; Terasse

Your contact person

Dr. Florian Schwandt

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Non-life: Property, liability & accident insurance

Replacing existing mainframe systems in the non-life segment is one of the top priorities  for many insurers today.

Goals such as short time-to-market, digitization and flexible support of sales and service processes are often top of the list. What’s more, the "skill crisis" requires a generational change in IT.

Regardless of whether the objective is to "make" or "buy," Faktor Zehn offers you powerful systems with which you can modernize and replace your legacy policy management.

Faktor-IPM is a complete, modern policy management system, covering all types of business. Faktor-IOS is our omni-channel offer and quotation system, and targets customers quicker and more specifically. Faktor-ICS, our claims management system, supports the claims promise and is based on state-of-the-art software architecture.

If you want to modernize your systems separately, Faktor-IPS can help. With Faktor-IPS you can develop model-driven software, allowing projects to be implemented more quickly and with reduced risk.


Implement new, future-proof digital business models easily with our end-to-end core insurance solution

The Faktor-Zehn-Suite supports the insurance 4.0 from product modelling through to the fulfillment of the claim itself. The suite components are built on a common platform and use standard reference model.

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Define and design your insurance products and services centrally using open source technology

Faktor-IPS allows you to manage and configure the data model, products and services centrally. Automatically generated Java code then transfers the products and services to all linked systems. This Java code can also be used for developing product-driven operational systems. 

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Model and manage your insurance contracts and products efficiently and make sure they are future-proof

Faktor-IPM allows you to model products and contract structures freely, whilst simultaneously using all standard functions. This unique interaction provides a high degree of automation and enables new products to be introduced in a single day. Pre-configured products, business transactions and interfaces are already available for all non-life business, including automotive.

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Target your customers using new and existing digital distribution channels.

Faktor-IOS enables you to manage your quotations and offers centrally and makes sure they are available across different sales channels. Thanks to the integrated product system Faktor-IPS, you can adapt your existing products and service modules quickly and easily - and implement your individual sales channel strategy.

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Fulfilling your claims promises quickly and efficiently for current and future products

With Faktor-ICS new product and service ideas can be implemented quickly, whilst leveraging the potential for comprehensive automation and shadow processing. For a quick start, use the pre-configured processes and functions or map your own sets of rules. Thanks to the flexible architecture and modern web-based interface, it’s simple and intuitive.

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